If you have accumulated educational or other debt prior to medical school, this is also a good time to understand how to manage that debt. These tools can aid you with good record keeping, understanding deferment options and knowing the consequences of interest-bearing debt.

 
   
 
 
   
Obtain a Credit Report
Allows you to identify and correct any discrepancies before they affect your ability to borrow private loans.

Now more than ever, it's important to monitor your personal credit situation.  Find out about the "Eight Things A Credit Card User Should Know"

Eye Opener
Part of debt management is strategizing about how much to borrow and the impact of repaying those loans.  This link takes you to the on-line Eye Opener exercise that you were required to complete as a first year student.  By entering different loan amounts, you can use this exercise as a debt management tool to determine the impact of your projected borrowing.

FINANCIAL AID QUICK LINKS
PREPARING FOR THE COSTS
ROOMMATE INFORMATION
COST OF ATTENDANCE BUDGET
OHIO RESIDENCY
MONEY MANAGEMENT TOOLS
HOW DO I APPLY?
FAQ
PRIMARY CARE LOANS
EXIT INFORMATION FOR GRADUATING OR WITHDRAWING STUDENTS
IMPORTANT RESOURCES
CONTACT  US!
FINANCIAL AID HOME
BUDGET WORKSHEET
STUDENT AFFAIRS HOME
   
AAMC Debthelp  
This site, hosted by the AAMC, is designed for residents and provides financial planning information including the Layman’s Guide to Educational Debt Management, information about consolidation and access to the Moneymatters listserv.
   

This budget worksheet was provided by Joe Lahoud from American Student Assistance, the guarantee agency of your student Stafford Loans.  It is a tool that you can use to assist with your personal financial planning and budgeting.

   

This budget worksheet was provided by the Ohio University Credit Union.  It is a tool that you can use to assist with your personal financial planning and budgeting.

   
This useful Credit Card Payment Calculator, also provided by Joe Lahoud from ASA, will allow you to project a timeline for completing payments on your credit cards based on the amount of your monthly payments.
   
   
EDUCATION RESEARCH COMMUNITY DIVERSITY HOME
 
  Ohio University
College of Osteopathic Medicine
014 Grosvenor Hall, Athens, Ohio 45701
Tel:
740-593-2156
Last updated: 05/21/2008