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You may be eligible to
apply for a commercial student loan up to the amount
of your educational budget minus any financial aid
awarded if you have already borrowed the maximum on
Federal Stafford Loan money but still need more
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Generally speaking,
Graduate Plus loans tend to have more favorable
terms and conditions because they are federal loans.
We strongly suggest that you apply for and determine
your eligibility for the Grad Plus loan before
considering alternative loans.
The terms and
conditions (interest rates, etc.) of commercial loans
vary from loan to loan depending on many factors
such as your credit worthiness. Some of the
alternative/commercial loan programs charge
origination fees, so be sure to take some time to
check out the terms & conditions of each loan
program so that you can find the one best suited for
your needs.
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